3015 Discovery Street, Vancouver, BC V6R 3Y8 | Phone: 604-221-2322
Today's Rate [Feb, 09, 2012]
Prime Rate: 3.00%
GOC 5-yr Bond Yield: 2.358%
Prime Rate: 3.00%
GOC 5-yr Bond Yield: 2.358%
| Term | Our Rate | Bank Rate |
| 1 year closed | 2.75 | 3.50 | 2 year closed | 2.84 | 3.55 | 3 year closed | 2.99 | 4.05 | 4 year closed | 3.19 | 4.79 | 5 year closed | 3.25 | 5.29 | 7 year closed | 3.99 | 6.35 | 10 year closed | 4.49 | 6.75 | Vars.(5yrs) | P-0.20 | Prime | Vars.(5yrs open) | - | - | Line of Credit | P+0.50 | - |
Employed
If you have steady employment income, you may be an ideal applicant for many lenders. But people have different types of income, including salaried pay, hourly wages, tips, etc. Lenders analyse different types of earnings differently for the purpose of mortgage application. We can point you in the right direction to lenders which will give your application the most favourable treatment to maximize your chances of approval.
Self Employed
Self employed applicants can sometimes be disadvantaged borrowers because of their irregular or difficult-to-prove income. In addition, the documented income may understate the applicant's actual ability to generate earnings and repay debt. Our job is to identify the right lenders which understand self employed borrowers, and work with them to design appropriate programs.
New Immigrant & Non Resident
Without employment and credit history in their adopted country, newcomers to Canada face many hurdles in obtaining mortgage financing. There are programs which cater to new residents and non-residents but they constantly change and evolve. We monitor the ever changing market and recommend the best solution for the client.
If you have steady employment income, you may be an ideal applicant for many lenders. But people have different types of income, including salaried pay, hourly wages, tips, etc. Lenders analyse different types of earnings differently for the purpose of mortgage application. We can point you in the right direction to lenders which will give your application the most favourable treatment to maximize your chances of approval.
Self Employed
Self employed applicants can sometimes be disadvantaged borrowers because of their irregular or difficult-to-prove income. In addition, the documented income may understate the applicant's actual ability to generate earnings and repay debt. Our job is to identify the right lenders which understand self employed borrowers, and work with them to design appropriate programs.
New Immigrant & Non Resident
Without employment and credit history in their adopted country, newcomers to Canada face many hurdles in obtaining mortgage financing. There are programs which cater to new residents and non-residents but they constantly change and evolve. We monitor the ever changing market and recommend the best solution for the client.
TestimonialsThank you for your fast, excellent arrangement of my home financing. I was really amazed that you selected the right lender within a day of giving you the relevant information. My wife and son also express a deep thanks to you.
- J.T. Ryu, White Rock -